Last reviewed: June 2022

Tax rebates, tax returns, PAYE, Self Assessment: it’s tough to get your head round HMRC’s tangled world of tax. Every time you think you’ve got it straight, the taxman changes the rules on you. What’s more, he kicks up serious grief if you don’t keep up. If you can’t speak his language like a native, you can quickly end up choking on fines, penalties and worse.